Personal Finance Calculators#
Master your money with our personal finance calculators. Build your emergency fund, compare debt payoff strategies, estimate side hustle taxes, and plan for retirement. Designed for real-life scenarios and easy to use.
Emergency Fund Calculator#
Debt Avalanche vs Snowball Calculator#
Compare debt avalanche vs snowball methods to see which pays off your debt faster and saves more on interest. Great for credit cards, student loans, and personal loans. Use this calculator for "debt payoff strategy" and "avalanche vs snowball" searches.
Side Hustle Income Tax Calculator#
Estimate your side hustle income tax for freelance, gig, or self-employment work. Use this calculator for "side hustle tax calculator", "self-employment tax", and "freelance tax estimate" searches.
Retirement Catch-Up Contribution Calculator#
See how catch-up contributions can boost your retirement savings if you're 50 or older. Use this calculator for "retirement catch-up calculator", "401k catch-up", and "IRA catch-up contribution" searches.
Frequently Asked Questions#
How much should I have in my emergency fund?
Most experts recommend 3–6 months of living expenses. Our calculator lets you choose the right amount for your situation.
What counts as an emergency expense?
Job loss, medical bills, urgent repairs, or unexpected travel. Not planned purchases or vacations.
Where should I keep my emergency fund?
In a high-yield savings account or money market fund—safe, liquid, and separate from daily spending.