Make smarter real estate investment decisions with our comprehensive property investment calculators. Calculate rental property ROI, analyze HELOC investment potential, and determine cash flow projections. Whether you're a seasoned investor or just starting out, these tools will help you evaluate opportunities and maximize returns.

What is a good ROI for rental property?

A good ROI for rental property typically ranges from 8-12% annually. However, this can vary based on location, property type, and market conditions. Our calculator helps you determine both cash-on-cash return and total ROI to give you a complete picture of your investment performance.

How do I calculate cash flow on a rental property?

Cash flow is calculated by subtracting all monthly expenses (mortgage, taxes, insurance, maintenance, vacancy allowance) from monthly rental income. Positive cash flow means the property generates more income than expenses, while negative cash flow requires you to contribute money monthly.

Is using a HELOC for investment risky?

Using a HELOC for investment carries risks since you're borrowing against your home's equity. The key is ensuring your expected investment returns exceed the HELOC interest rate by a comfortable margin. Always consult with a financial advisor before leveraging your home equity for investments.

What expenses should I include in my rental property calculations?

Include all operating expenses: property taxes, insurance, maintenance, repairs, vacancy allowance (typically 5-10%), property management fees, and any HOA fees. Don't forget about capital expenses like roof replacement, HVAC systems, and other major repairs that occur periodically.